- List Item #1
Know What Your Policy Really Covers
Hurricane, hail, wind or water — most Florida homeowners are paid 30–40% less than their policy actually owes. We connect you with licensed public adjusters, contractors and attorneys who fight for the full settlement. No upfront cost.
- Licensed Florida Specialists
- Response Within 24 Hours
- No Recovery, No Fee
- Free • No Obligation
Get Your Free Claim Review
Two minutes. Zero cost. A licensed Florida specialist will reach out within 24 hours.
30–40%
Average underpayment on first settlement offers in Florida
$22K+
Typical additional recovery when a public adjuster reviews the claim
24 hrs
From form submission to specialist contact
$0
Upfront cost — you only pay if you recover
Storm damage your Florida policy should cover
If you’ve experienced any of these, your homeowner’s policy almost certainly owes you money. The question is how much.
Hurricane & Named Storms
Wind, water intrusion and structural damage caused by named tropical systems, including hurricane deductible disputes.
Wind & Hail
Roof uplift, granular loss, soft metal damage, screen enclosures and detached structures from severe Florida thunderstorms.
Water & Flood
Sudden internal water loss, roof leaks following storms, and coordination with separate flood policies when applicable.
Roof Damage
Full and partial roof replacement, matching disputes, code upgrades and Florida's specific roof condition rules.
Mold & Hidden Damage
Mold from covered water losses, behind-the-wall damage and items insurers routinely overlook on first inspection.
Hurricane & Named Storms
Wind, water intrusion and structural damage caused by named tropical systems, including hurricane deductible disputes.
The unfair advantage Florida insurers count on
Insurance companies have entire teams of adjusters, lawyers and accountants whose job is to pay you as little as they legally can. Here’s how the average homeowner gets out-resourced.
01
We Connect You With the Right Expert
Tell us about your damage and we'll match you with a licensed professional whether that's a roofer, public adjuster, or attorney. Expect a call or message within 24 hours.
02
Your Policy Is Written to Confuse You
Sub-limits, hurricane deductibles, ACV vs. RCV, and ordinance & law endorsements — insurance companies use complex language that's nearly impossible for homeowners to navigate on their own.
03
They Count on Your Patience Running Out
Endless document requests, slow responses, and lowball settlements — it's a deliberate strategy to wear you down until you accept whatever they put on the table.
04
A Closed Claim Doesn't Mean It's Over
What insurers call "final" rarely is. Most denied or underpaid Florida claims can still be reopened, appealed, or supplemented often for significantly more than the original offer.
Licensed Florida professionals — vetted for results
We don’t handle your claim ourselves. We connect you with the right licensed specialist for your specific situation, free of charge.
Public Adjusters
Florida-licensed PAs who represent only homeowners — never insurance companies — and negotiate the full scope of your loss.
Roofing & Restoration Contractors
Licensed Florida contractors experienced with insurance scopes, Xactimate pricing and code-compliant repairs.
Insurance Attorneys
First-party property attorneys for denied claims, bad-faith carrier conduct and Florida's evolving statutes of limitation.
From damaged roof to fair settlement in four steps
A simple, low-pressure process built around the homeowner. Most reviews are scheduled within 24 hours.
01
Start With Your Damage — It Takes 2 Minutes
Tell us what happened, where your property is, and whether you’ve already filed a claim. That’s all we need to get started.
02
The Right Expert, Matched to Your Situation
We connect you with a licensed roofer, public adjuster, or attorney based on your specific claim. They’ll reach out within 24 hours ready to help.
03
From Inspection to Settlement — They've Got It Covered
Your specialist handles it all: inspecting the property, documenting the damage, reviewing your policy, preparing the claim, and negotiating with your insurer until you get what you’re owed.
04
Paid What You're Owed
Once negotiations are complete, your specialist walks you through the final steps and keeps you informed until the money is in your hands.
Don't leave money on the table
Most Florida homeowners accept the first settlement offer without realizing they’re entitled to much more. A free claim review takes two minutes — and could save you thousands.
- Licensed Florida Specialists
- Response Within 24 Hours
- No Recovery, No Fee
- Free • No Obligation
Get Your Free Claim Review
Two minutes. Zero cost. A licensed Florida specialist will reach out within 24 hours.